As a local Clearwater, Florida agency, American Family Agencies understands the needs of homeowners throughout Clearwater, St. Petersburg, Pinellas County, Ozona, and Crystal Beach. Our knowledge of the local insurance market allows us to tailor a homeowners insurance policy to the individual needs of each of our customers. While each policy is built around an individual, their home, and their property, you will find that most policies are quite similar. Below are some common coverages found in a typical homeowners insurance policy.
A competitive and affordable rate is often a significant factor when deciding on a homeowners insurance policy. In addition to low rates, many of the top insurance providers offer a variety of policy discounts which homeowners are often unaware of. Florida regulation requires insurance companies to offer discounts for protecting your home against strong winds. A licensed inspector will help you determine if your home qualifies for these wind mitigation discounts.
Other discounts that homeowners can take advantage of include multi-policy discounts, protective device discounts, newly-purchased home discounts, age of construction discounts, hail-resistant roof discounts, and claims free discounts. Our goal at American Family Agencies is to find you all of the policy discounts that you qualify for by being a responsible homeowner.
A homeowners insurance policy from American Family Agencies will give you peace of mind knowing that you and your family are protected from anything Florida may throw your way. For a free quote or for any questions you may have about homeowners insurance contact us today or use our Home Insurance Tool to get started!